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Free financial calculators

Simple, interactive tools to help you understand your pension and plan your retirement income. No account needed.

Pension Calculator

Project your pension pot based on current savings, monthly contributions, employer match, and expected growth rate. See how small changes compound over decades.

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Gilt Ladder Builder

Design a gilt ladder that matches your planned retirement spending year by year. Estimate the cost, yield, and coverage of each rung in your ladder.

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Need more powerful tools?

With a free account you get Monte Carlo simulations, stress testing, goal tracking, and CSV import — free during our open beta.